South Florida Mortgage Blog | Choice Mortgage Bank Inc.

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Factors that can effect your mortgage rate

As a potential homeowner in South Florida, there are several factors that affect current mortgage rates. For one, the amount of the down payment will certainly affect the mortgage rate. According to industry experts, the more you contribute, the better the rate of the loan. This, however, does have certain restrictions and guidelines. This includes […]

Looking for Mortgages can be daunting

Looking at the current mortgage rates while searching for the best one can be a daunting task. Using the internet has certainly made it easier, but it is still quite scary to jump in and finalize a rate. If you are like me you always think that you could have gotten it lower. As we […]

Lowest interest rates in years bring great opportunity

The sell off in stocks over the last few days has created a surprising silver lining for consumers: very low interest rates as the bond and stock markets work in inverse relationships. AS stock prices fall, the demand for bonds increase which yields a lowering of the 10yr Treasury Yield which mortgage interest rates are […]