NMLS 166254

The FHA’s Big Announcement: How New FHA Loan Limits for Palm Beach County, Miami Dade County and Broward County Could Affect Your Plans to Buy a Home in 2014

In a memo from the Department of Housing and Urban Development’s Housing Commissioner, HUD released the new Federal Housing Administration’s (FHA) maximum loan limits effective for all FHA loan applications received January 1, 2014 through December 31, 2014.  While the decrease was expected in the industry, it could have a significant impact on real estate […]

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Refinancing: When Is the Timing Right?

For a lot of people, the mortgage process for buying their first home is grueling enough that they sigh “Never again!” and plan to simply live in the house until they die peacefully in their favorite chair.  For others, refinancing a house is almost like a game of Lowest Rate Ever that they never get […]

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Don’t Break the Bank: Buying an Affordable Home with an Optimal Mortgage

With the housing market in recovery, finally, and many other economic indicators looking positive for the first time in years, many people who decided to rent and weather the storm are emerging back into the market and looking to purchase homes.  But just because the housing market is stronger than it had been doesn’t mean […]

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The Diminishing Value of HARP 2.0

While home prices in the country have seen a promising increase (more than 12% in the past year), HARP 2.0, one of the most popular refinance programs of the past few years, is seeing a decline in popularity.  The reason for this is since the HARP 2.0 program allows for high loan-to-value (LTV) mortgages, and […]

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Mortgage Requirements Are Loosening for Prime Borrowers

A recent Federal Reserve survey of domestic loan originators shows that out of more than 70 banks within the US, most are loosening their mortgage lending standards—more in the last quarter than at any time during the last 10 years.  This survey, conducted once per quarter by the Federal Reserve, ascertains what the national lending […]

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Rising Rates and Selling Your Home

If you’ve made the decision to sell your home – whether for a career move, retirement, or to move on to the next phase of your life from a starter home or into a downsized house – you might be watching the rising interest rates with some apprehension.  After all, higher rates means more expensive […]

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The Calm Truth about Rising Rates

Interest rates are rising.  House Hunters are watching those rates nervously, and they’re worried – quite sensibly – that rates will continue to rise.  But if you’ve been thinking about buying a home, all the recent news about rising interest rates and high home prices shouldn’t scare you off.  Just the opposite: Now is the […]

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5 Biggest Refinancing Mistakes to Avoid

With so many people applying to get a South Florida refinance on their house, the chances of you being the one approved get slimmer and you cannot afford to make mistakes that can completely ruin your chances.  So, if you are planning to pay off your current South Florida mortgage with refinancing, here are some […]

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Company NMLS: 166254

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NMLS 166254



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