NMLS 166254

How to Move Out of Your Parent’s House

How to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]

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The Rise of Mortgage Fraud

As our economy grows more and more digitized, it’s become far too easy to fall victim to mortgaging schemes, for both the borrower and the lender. Here, at Choice Mortgage Bank, Inc., we’ve seen our far share of illegitimate schemes and at the end of the everyday, we like to make sure that we not […]

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Is It the Right Time to Refinance My Mortgage?

With hundreds of snowbirds making a move from snowy northern states to sunny South Florida every year, it seems the real estate market is constantly evolving. However, for those who have already purchased their homes in the sunshine state, their current mortgage might not be cutting it anymore. If you read that last sentence and […]

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Can Your Spending Hurt Your Refinancing?

Can major spending before your refinancing hurt you in the long run? Absolutely. Major spending, whether that be new investments or sudden shopping sprees, can cause major fluctuation’s in your credit information, your income situation, as well as your dependability as a paying customer. Naturally, all three of those elements can make getting a loan […]

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Which Mortgage Loan is Right for You?

If you’re purchasing a home, you’ll likely have a lot of questions about the process. Which neighborhood should you live in? How much space do you need? However, you have something else even more pressing to figure out: Which mortgage loan makes the most sense for your situation? To answer that question, you’ll need to […]

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When Should You Refinance Your Home?

Thinking about refinancing your home may make you nervous, especially if you’re not familiar with the refinancing process. First, let’s outline what refinancing entails. When you refinance your mortgage, your existing loan is paid off and replaced with a new one, often with a better rate. You’ll want to ask yourself questions as you prepare […]

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Everything You Need To Know About VA Mortgage Loans

Becoming a homeowner is often a complicated, expensive process –– but for those who have served in our nation’s military, things can be more straightforward. The U.S. Department of Veterans Affairs works with private lenders to make it easier for servicemembers, veterans, and surviving spouses to become homeowners. The team at Choice Mortgage Bank is […]

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All You Need To Know About Jumbo Mortgage Loans

Buying a new home is an exciting process. Whether it’s your first time purchasing or you’re venturing out to acquire a vacation property, you’ll likely have many questions about the home-buying process. What is a Jumbo Mortgage Loan? According to the latest data from the Federal Housing Finance Agency, the average mortgage loan in the […]

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Which Refinancing Mortgage Loan is Right for You?

Thinking about refinancing your home? With mortgage rates as low as they are right now, there are so many reasons why more homeowners are choosing to refinance. For South Florida homeowners, choosing which type of refinancing is the best for you depends on your financial situation. There are three different refinancing options to choose from, […]

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Mortgage Basics for Millennials

Wondering how to get the best mortgage? What the “best” mortgage means? What a mortgage even is? Despite being one of the smartest and hardest working generations, a lot of us millennials find ourselves feeling out of our depth when it comes to things like lending and mortgages and owning property. Luckily, it’s not all […]

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Home Values in the City vs. the Suburbs

When buying your first home, there are a lot of things to consider, but one thing you might want to look at is how the home values are impacted by location. Suburban Homes Generally Have More Space Than Urban Homes If you’re someone who wants to live in a big house, you’re definitely going to […]

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Should You Buy a Home or Rent a House?

When you’re trying to decide whether you should buy or rent a property, there’s one simple question you need to consider. Do you want a house or a home? Why You Might Want to Rent If you’re young — coming straight out of college or from a family member’s place — you might just need […]

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NMLS Info

Company NMLS: 166254

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Corporate Office

40 SE 5th Street, Suite 502
Boca Raton, FL 33432
(561) 362-8441

NMLS 166254

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