When it comes to buying a home, there are numerous documents and processes involved that can seem overwhelming to even the most seasoned homebuyer. One crucial document in the home buying process is the “Abstract of Title.” While it may sound complex, understanding this document is essential for a smooth and secure home purchase. What […]
Read More…The phrase ‘mother knows best’ has stood the test of time. But even when Mom or a close friend suggests a new restaurant to try, we are quick to pull out our phone and Google the restaurant before making a reservation. Mom is a trusted source but reading reviews and gaining insight about a business […]
Read More…“Stop looking for a shiny new toy” is a phrase often used in the business world to encourage individuals or businesses to focus on what is already working well for them rather than constantly seeking out the latest and greatest thing. In real estate, this advice can be applied in a few different ways: Don’t […]
Read More…Buying a home comes with a lot of paperwork, especially when getting a home loan. It’s important to know what needs to be kept safe and what doesn’t need to be worried about. Below is a list of mortgage documents to keep on file. The Deed of Trust The mortgage deed of trust will become […]
Read More…New Loan-Level Pricing Adjustments will be in effect on May 1, 2023. What are LLPAs and how will they impact borrowers? What is Loan-Level Pricing Adjustment? Mortgage lenders adjust their interest rates per borrower based on the presumed risk of loaning money to that borrower in a procedure known as Loan-Level Pricing Adjustment. This government […]
Read More…The greatest missed opportunity for most of us is not marketing to our existing database! Hopefully you’ve been following our advice from previous Marketing To Your Database emails, and you’re calling your clients with these valuable touch points and of course asking for a referral at the end. If you do this singular activity on […]
Read More…One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]
Read More…The truth of the matter is: you can’t buy the things you need in life without some debt. You can’t buy a house, a car, or any other major investments, without a history of credit – good or bad. It’s important you recognize the debt that can help you and make you a stronger candidate […]
Read More…There are a lot of things we can plan for in life. We can plan trips, plan renovations, plan holidays, but sometimes you don’t have time to plan for unemployment especially when you’re locked into your mortgage. What do you do? What are some steps you can take to prevent defaulting on your family’s home? […]
Read More…Home-buying has always been one of the greatest achievements in our economy. As prices rise & budgets grow tighter, it’s become quite a feat to successfully finance a home. That being said, what are the true pros & cons of buying? Are you better renting? Would your family and future benefit otherwise? Let’s take a […]
Read More…We’ve discussed home-buying, we’ve discussed whether you should be looking into new or old homes, we’ve even discussed when you should be looking for a home. Despite this, we have yet to discuss the road many of you may take – renting. Home-buying isn’t for everyone, renting isn’t either, but it may be what works […]
Read More…I know what I’m about to say may sound funny, considering I manage one of South Florida’s most prominent home-buying corporations, but home-buying is NOT for everyone. In a world with some many varying forms of financial security, literacy, and ability, we don’t exist in the same economy that our home-owning grandparents do. While our […]
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