Paying off your Boca Raton mortgage all at once definitely has its own perks, the biggest one being the sole outright owner of your house. However, it is not always the wisest thing to do and you should always look at all other possible factors that would be affected by the decision. So before you […]
Read More…A lot of new home buyers say that the main obstacle that they face with their loan originator is that of communication. According to these buyers, unprofessional loan originators often don’t reply to their calls, messages or emails, which lead to a lot of problems. So, if you are someone who is looking for a […]
Read More…Since its inception, HARP has helped approximately 2.2 million struggling homeowners refinance their underwater mortgage under more favorable terms, leaving the state of America’s housing market in a much better condition than what it would be without the program. Beginning in April 2009, the HARP program was initiated by the Federal Housing Finance Agency (FHFA) […]
Read More…If you are one of the millions of homeowners across the country with a mortgage that is considered “underwater,” you’ve likely discovered the difficulty in getting your home refinanced to take advantage of a better rate. While government programs like FHA are allowing underwater homes to be refinanced, conventional loan holders are finding less luck. […]
Read More…When you are in the process of buying, selling or refinancing your home, obtaining a home appraisal is usually a required step. When an appraiser comes to your home, he or she will determine its “fair market value” by considering a variety of factors, such as the number of bedrooms and bathrooms, the age of […]
Read More…A lot of changes are happening in the mortgage industry for 2013, thanks to increased regulation and the lending industry tightening down on its rules. Knowing about these changes will help you make the best decision whether 2013 is the year for you to apply/refinance. Tip 1: Now’s The Time To Refinance Rates are expected […]
Read More…Image courtesy by JAMIE SKOJEC @ homesourcerg.com Most realtors agree that the current state of the housing market is one that requires speed if you want to access the best deals. With the rate of foreclosures and bank-owned properties still relatively high, the deals that are out there are certainly worth pursuing—although you have to be […]
Read More…Aristotle, the famous Greek philosopher, student of Plato and teacher of Alexander the Great, once wrote: “Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is […]
Read More…I don’t have to tell you that the housing market is a precarious place. There are incredible deals to be found but those same deals are being sought by some highly competitive people in a highly volatile and competitive market. This means that without a mortgage broker who can think on his or her feet […]
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