NMLS 166254

Why You Should Take Advantage of Historically Low Mortgage Rates NOW

While rates for mortgages have been edging upwards, they are still at some of the lowest in history.  And according to Greg McBride, a senior financial analyst for Bankrate.com, the trend of edging upwards is one that is likely not here to stay.  “The U.S. economy is not out of the woods,” he states. “The […]

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HARP 2.0 Encourages Borrowers to Shorten the Terms of Their Mortgages

Participants in the HARP 2.0 program—a program that is designed to assist homeowners in refinancing their mortgages, even if the mortgage is more than the home’s current value—are being encouraged to shorten the terms of their refinanced mortgages.  According to the Federal Housing Finance Agency’s (FHFA) website, “borrowers who owe more on their mortgages than […]

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Credit Scores and Home Loans: What Number is Best?

If you are considering buying a home, qualifying for a mortgage is the first step to making your dream of home ownership a reality.  Interest rates are at an all-time low, it’s a buyer’s market, and it’s a great time to purchase – there’s no doubt about it. But it’s important to understand that the […]

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What are the different types of mortgages and which one is right for me?

Let the mortgage prodessionals answer the mortgage questions that are most important to you. There are several types of mortgages and each client’s best intesrest are served by a knowledgeable mortgage banker who is familiar with all of them. In general there are conventional loans, government loans which inclufe FHA, VA, and Reverse Mortgages and […]

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Company NMLS: 166254

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NMLS 166254

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