NMLS 166254

How to Build Home Equity

One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]

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Good Debt vs. Bad Debt – Why You Need It

The truth of the matter is: you can’t buy the things you need in life without some debt. You can’t buy a house, a car, or any other major investments, without a history of credit – good or bad. It’s important you recognize the debt that can help you and make you a stronger candidate […]

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Unemployment & Mortgaging

There are a lot of things we can plan for in life. We can plan trips, plan renovations, plan holidays, but sometimes you don’t have time to plan for unemployment especially when you’re locked into your mortgage. What do you do? What are some steps you can take to prevent defaulting on your family’s home? […]

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Buying: Pros & Cons

Home-buying has always been one of the greatest achievements in our economy. As prices rise & budgets grow tighter, it’s become quite a feat to successfully finance a home. That being said, what are the true pros & cons of buying? Are you better renting? Would your family and future benefit otherwise? Let’s take a […]

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Renting: Pros & Cons

We’ve discussed home-buying, we’ve discussed whether you should be looking into new or old homes, we’ve even discussed when you should be looking for a home. Despite this, we have yet to discuss the road many of you may take – renting. Home-buying isn’t for everyone, renting isn’t either, but it may be what works […]

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Is Home-Buying for You?

I know what I’m about to say may sound funny, considering I manage one of South Florida’s most prominent home-buying corporations, but home-buying is NOT for everyone. In a world with some many varying forms of financial security, literacy, and ability, we don’t exist in the same economy that our home-owning grandparents do. While our […]

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When Should You Start Looking for a Home?

Let’s say you’re looking for a new home. It can be by the beach, closer to your job, or maybe a nice countryside cabin. Regardless, you want that new home – when should you start looking? Right now. Why? Let’s break it down. First things first, if you want to start looking for a home, […]

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Pros & Cons of Buying Older Homes

Last week, I shared the pros & cons of buying new homes, and while that argument has its own downfalls and merits, what about buying home used? A far more common option, but have you stopped to truly consider the benefits & consequences of buying a used home, especially in South Florida – home to […]

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Pros & Cons of Buying Homes New

As a long-time South Florida resident, I’ve seen many homes be built and torn down, all within the span of years. In the same manner, I’ve seen many clients who want to look into buying a home new, and others, who’ve only considered buying used. And the truth is, there is no right or wrong […]

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Refinancing Isn’t the Only Way to Lower Your Interest Rate

Over the years, I’ve met many loyal customers who don’t want to refinance but really can’t afford their interest rates anymore. This can happen with a variety of causes, such as a fluctuating economy that can take more of your money than it did ten years prior, or a newfound liability like hospital bills or […]

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How Much is Your Home Really Worth?

If you’re considering selling your home, you’re probably wondering how much your home is worth, or better yet, you’re wondering if you can sell it for more than what it’s worth and make a profit? Let me just say it now: don’t. Your home’s value might’ve changed since you bought it and selling it may […]

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How to Move Out of Your Parent’s House

How to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]

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NMLS Info

Company NMLS: 166254

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NMLS 166254

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