NMLS 166254

The Difference Between a Mortgage Broker and Lender

The terms “mortgage broker” and “mortgage lender” are often used interchangeably. While both of these functions can help you obtain a mortgage, they are actually two separate entities that perform different roles. What Is a Mortgage Lender? A mortgage lender is an organization that lends homebuyers money to purchase a home, like Choice Mortgage. When […]

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Boca Raton Mortgage Experts

Choice Mortgage is proud to live up to its name as a superior choice of financing for homebuyers throughout South Florida. Following are the top five reasons why South Florida homebuyers prefer us: We are committed to Boca Raton and South Florida. We know the local real estate market because we live here too. When […]

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Financing a Home in 2022

It’s time to purchase your first home. You know the style you want, the number of bedrooms, and even how you plan to decorate it. The missing piece of the puzzle is how you will pay for it. Understanding the three primary components that go into a mortgage can help you make an educated choice […]

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Mortgage Changes for 2022

2022 looks like it will be another busy year for the real estate market. We are looking at a year of higher loan limits, but also higher home costs and mortgage rates. Let’s take a look at each of these elements: Higher Conforming Loan Limits The Federal Housing Finance Agency (FHFA) recently increased the maximum […]

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Florida’s Homebuying Bidding War

The housing market is sizzling! Redfin, a national real estate company, announced that 55.9% of their homes were involved in bidding wars in January. Historically, bidding wars have been more prevalent at the mid to higher price points in the market. Today, while they are more likely to occur in homes that cost over $600,000, […]

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How to Build Home Equity

One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]

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Good Debt vs. Bad Debt – Why You Need It

The truth of the matter is: you can’t buy the things you need in life without some debt. You can’t buy a house, a car, or any other major investments, without a history of credit – good or bad. It’s important you recognize the debt that can help you and make you a stronger candidate […]

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Unemployment & Mortgaging

There are a lot of things we can plan for in life. We can plan trips, plan renovations, plan holidays, but sometimes you don’t have time to plan for unemployment especially when you’re locked into your mortgage. What do you do? What are some steps you can take to prevent defaulting on your family’s home? […]

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Buying: Pros & Cons

Home-buying has always been one of the greatest achievements in our economy. As prices rise & budgets grow tighter, it’s become quite a feat to successfully finance a home. That being said, what are the true pros & cons of buying? Are you better renting? Would your family and future benefit otherwise? Let’s take a […]

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Renting: Pros & Cons

We’ve discussed home-buying, we’ve discussed whether you should be looking into new or old homes, we’ve even discussed when you should be looking for a home. Despite this, we have yet to discuss the road many of you may take – renting. Home-buying isn’t for everyone, renting isn’t either, but it may be what works […]

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Is Home-Buying for You?

I know what I’m about to say may sound funny, considering I manage one of South Florida’s most prominent home-buying corporations, but home-buying is NOT for everyone. In a world with some many varying forms of financial security, literacy, and ability, we don’t exist in the same economy that our home-owning grandparents do. While our […]

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When Should You Start Looking for a Home?

Let’s say you’re looking for a new home. It can be by the beach, closer to your job, or maybe a nice countryside cabin. Regardless, you want that new home – when should you start looking? Right now. Why? Let’s break it down. First things first, if you want to start looking for a home, […]

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NMLS Info

Company NMLS: 166254

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Corporate Office

40 SE 5th Street, Suite 502
Boca Raton, FL 33432
(561) 362-8441

NMLS 166254

Official Mortgage Lender of FAU Athletics

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40 Southeast 5th Street, Suite 502 Boca Raton, FL  33432 | Phone: (561) 362-8441
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