NMLS 2275047
For many aspiring and current homeowners, understanding the impact of property taxes is crucial, especially in environments where these taxes are on the rise. Property taxes can significantly affect the overall affordability of owning a home, influencing everything from monthly mortgage payments to long-term financial planning. Here’s what you need to know about the effect […]
Read MoreThings to Consider Before You Co-Sign Co-signing a mortgage can be a significant way to help a family member or close friend qualify for a home loan that they might not be able to obtain on their own. However, this decision comes with substantial financial responsibilities and potential risks. Before you agree to co-sign a […]
Read MoreYour Next Chapter – How Retirement Affects Mortgage OptionsRetirement marks a significant shift in your financial landscape, often leading to changes in income streams and financial stability. If you’re looking to buy a new home or refinance your current one during retirement, understanding how this life change affects mortgage options is crucial. Here are key […]
Read MoreIn many areas, the real estate market can be fiercely competitive. Multiple offers, bidding wars, and homes selling for over asking price are common scenarios. If you’re looking to buy a home in such a market, being well-prepared and strategic can significantly enhance your chances of success. Here are key strategies to help you navigate […]
Read MoreOn July 1, the Hometown Heroes Assistance Program that has helped so many with down payments and closing costs will be available to all first-time homebuyers in Florida with minimal restrictions. However, funds are only expected to last 2-3 months once July hits. Since time is of the essence on this fund (roughly $100 million is […]
Read MoreLooking to Increase Your Home’s Value? Here are the best home improvement projects to put on your to-do list. Whether you’re up for DIY projects, or have great ideas and need help, we have some helpful info on strategic home improvement projects that can significantly boost your property value and enhance its appeal to prospective […]
Read MoreIt’s both exciting (and a little scary) to be buying your first home. Even when you know you’re ready for it, you might not be sure where to start. This time can be one filled with complexities and significant decisions. This month we wanted to share some essential tips for first-time home buyers that will […]
Read MoreWhen choosing a mortgage, one of the most critical decisions is the length of the loan term. This decision can affect your monthly payments, the total interest paid, and how quickly you build equity in your home. Here’s a breakdown of the benefits of longer versus shorter mortgage terms. Longer Mortgage Terms (e.g., 30 years): […]
Read MoreHomeownership is a dream for many, but it’s not just about picking out your perfect home and moving in. The journey begins long before you start house-hunting, and it starts with your finances. Whether you’re planning to buy a home next month or in a few years, preparing financially can make the process smoother and […]
Read MorePeriodically, we like to take a look at each of our Choice Mortgage loan product offerings and dive deeper into their features, requirements, and benefits. You can find all of our Loan Products under the Resources tab of our website here. Today we’ll look at Florida’s Hometown Heroes Program. The Hometown Heroes Program was implemented […]
Read MoreWe’re deep into this year’s Spring Season, and Summer’s hot on its heels. While the weather is still comfortable, it’s the perfect time to work on these essential spring home maintenance tasks. With upgrades for both interiors and exteriors, these projects will keep your home in good shape and prepare it for hosting all your […]
Read MoreIntroduction: Navigating the world of mortgages can feel like entering a labyrinth of options, each with its own set of terms, conditions, and requirements. As a prospective homebuyer, it’s crucial to understand the various loan options available to you, as they can significantly impact your financial well-being in the long run. In this blog post, […]
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2424 N Federal Hwy, Suite 100
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(561) 395-6900
(888) 216-6476
NMLS 2275047
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