Official Mortgage Lender of FAU AthleticsOfficial Mortgage Lender of FAU AthleticsIt’s easy to fall in love with a home and overlook some of its flaws. If the flaws are minor, like updating paint or decorations, that’s no big deal. However, overlooking major flaws can be a costly mistake. While you should always hire a professional home inspector before purchasing your home, there are several red […]
Read MoreOne of the many rewards of defending our nation is assistance in buying a home. For qualified individuals, the U.S. Department of Veterans Affairs guarantees mortgages, which makes it possible for approved lenders, like Choice Mortgage Group, to provide exceptional deals to current and former members of the military. Who is Eligible for a VA […]
Read MoreConventional mortgages require homebuyers to pay a 20% down payment on a home purchase. The purpose of this is to ensure that the homebuyer is financially committed to the house, lowering the lender’s risk that the homebuyer may default. According to Redfin, a national real estate brokerage, the median sales price for a Florida home […]
Read MoreYou’re ready to close on your new home and move in shortly. However, unless your home is new construction, it will probably need some repairs or sprucing up when you move in. While the home inspection catches any major repairs that the seller needs to complete before closing, there are always minor fixes that the […]
Read MoreBuying a home is the largest single investment that most people will make in their lifetime. It’s important to take a methodical approach to ensure that you are making the best possible choice for your family. Many future homebuyers often wonder if there is an optimal time of year to purchase their home. The best […]
Read MoreChoice Mortgage Group, Official Mortgage Partner of FAU Athletics, announces their latest contest as part of the football season. ENTER FOR A CHANCE TO BE OUR FAN OF THE GAME AND WIN $10,000! If the Florida Atlantic University (FAU) Owls return the opening kickoff of the 1st or 2nd half for a touchdown, one lucky […]
Read MoreIf you are putting your home on the market, staging it first can impact the number and size of offers that you receive. A survey by the National Association of Realtors found that staging a home can increase buyers’ offers by up to 10%. Additionally, in the same survey, 31% of real estate agents said […]
Read MoreThis past June, the Federal Reserve Bank raised interest rates by 0.75% in an attempt to quell the sky-high inflation plaguing our nation. This is the largest single rate increase in 28 years and will have a ripple effect on potential homebuyers seeking mortgages. This change can add tens of thousands of dollars in additional […]
Read MoreAfter you’ve made the decision to move and secured financing for your new home, the next step is to hire a real estate agent to help you sell your home and show you new ones. The two most popular ways to find an agent are either referrals from friends and family or searching online. Using […]
Read MoreIf you are thinking about selling your home, whether to upsize, downsize, or move to a different part of the country, one of the most pressing questions you may be pondering is how much you should ask for your home. There is no specific formula to determine a home’s value. Rather, there are a number […]
Read MoreYour credit score tells lenders how responsible you are with managing and paying back debt. It plays a significant role in the interest rate that you will pay as part of your mortgage. Specifically, the higher your credit score, the lower your interest rate. A slight difference in interest rates can save you thousands of […]
Read MoreThe Federal Reserve raised its interest rate in March and then raised it again another half of a percentage point in early May. This was the largest increase that the bank has approved in more than 20 years. This move has a profound impact on anyone who borrows money, including homeowners considering refinancing their home. […]
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