NMLS 2275047

What You Need to Know About Credit Scores

Your credit score tells lenders how responsible you are with managing and paying back debt. It plays a significant role in the interest rate that you will pay as part of your mortgage.  Specifically, the higher your credit score, the lower your interest rate. A slight difference in interest rates can save you thousands of […]

Read More

Should I Refinance My Home?

The Federal Reserve raised its interest rate in March and then raised it again another half of a percentage point in early May. This was the largest increase that the bank has approved in more than 20 years. This move has a profound impact on anyone who borrows money, including homeowners considering refinancing their home. […]

Read More

Florida Mortgages 101 with Choice Mortgage Group

If you are thinking about applying for a mortgage to finance your home purchase, you are in good company. 87% of home buyers financed their home purchase in 2021. Many clients ask us what the different elements that make up their mortgage are.[1] Down Payment The down payment is the amount of money that you […]

Read More

The Difference Between a Mortgage Broker and Lender

The terms “mortgage broker” and “mortgage lender” are often used interchangeably. While both of these functions can help you obtain a mortgage, they are actually two separate entities that perform different roles. What Is a Mortgage Lender? A mortgage lender is an organization that lends homebuyers money to purchase a home, like Choice Mortgage Group. […]

Read More

Boca Raton Mortgage Experts

Choice Mortgage Group is proud to live up to its name as a superior choice of financing for homebuyers throughout South Florida. Following are the top five reasons why South Florida homebuyers prefer us: We are committed to Boca Raton and South Florida. We know the local real estate market because we live here too. […]

Read More

Financing a Home in 2022

It’s time to purchase your first home. You know the style you want, the number of bedrooms, and even how you plan to decorate it. The missing piece of the puzzle is how you will pay for it. Understanding the three primary components that go into a mortgage can help you make an educated choice […]

Read More

Mortgage Changes for 2022

2022 looks like it will be another busy year for the real estate market. We are looking at a year of higher loan limits, but also higher home costs and mortgage rates. Let’s take a look at each of these elements: Higher Conforming Loan Limits The Federal Housing Finance Agency (FHFA) recently increased the maximum […]

Read More

Florida’s Homebuying Bidding War

The housing market is sizzling! Redfin, a national real estate company, announced that 55.9% of their homes were involved in bidding wars in January. Historically, bidding wars have been more prevalent at the mid to higher price points in the market. Today, while they are more likely to occur in homes that cost over $600,000, […]

Read More

How to Build Home Equity

One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]

Read More

Good Debt vs. Bad Debt – Why You Need It

The truth of the matter is: you can’t buy the things you need in life without some debt. You can’t buy a house, a car, or any other major investments, without a history of credit – good or bad. It’s important you recognize the debt that can help you and make you a stronger candidate […]

Read More

Unemployment & Mortgaging

There are a lot of things we can plan for in life. We can plan trips, plan renovations, plan holidays, but sometimes you don’t have time to plan for unemployment especially when you’re locked into your mortgage. What do you do? What are some steps you can take to prevent defaulting on your family’s home? […]

Read More

Buying: Pros & Cons

Home-buying has always been one of the greatest achievements in our economy. As prices rise & budgets grow tighter, it’s become quite a feat to successfully finance a home. That being said, what are the true pros & cons of buying? Are you better renting? Would your family and future benefit otherwise? Let’s take a […]

Read More


Company NMLS: 2275047

Send us a message

Corporate Office

2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476

NMLS 2275047


Official Mortgage Lender of FAU Athletics



© 2023 Choice Mortgage Group. All Rights Reserved. Web Managed by IWD Marketing

2424 N Federal Hwy, Suite 100 Boca Raton, FL  33431 | Phone: (561) 395-6900 Toll-Free: (888) 216-6476
Interactive Direction Map