Pay Off the Mortgage Now or Not? 4 Questions to Help You Decide

Paying off your Boca Raton mortgage all at once definitely has its own perks, the biggest one being the sole outright owner of your house.  However, it is not always the wisest thing to do and you should always look at all other possible factors that would be affected by the decision.  So before you […]

Communication Skills that All Loan Originators Must Have

A lot of new home buyers say that the main obstacle that they face with their loan originator is that of communication.  According to these buyers, unprofessional loan originators often don’t reply to their calls, messages or emails, which lead to a lot of problems.  So, if you are someone who is looking for a […]

What skills should you look for when choosing a real estate agent?

A Few Things New Home Buyers Should Know

A lot of people have started to complain about the many problems that they are having with their loan originators at big banks.  Most of these people are new at buying a house, and so they don’t know of the many ways in which loan originators try to manipulate them.  Often, because of the inexperience […]

Top 5 Locations to Sell a Home in the Current US Market

As the housing market recovers—much to the relief of those of us who depend on that recovery—there are obvious shifts occurring throughout the country showing where the top sellers’ markets are.  According to Realtor.com’s most recently published data, there are five particular cities demonstrating a quicker turnover of inventory through low median time on the […]

I’m thinking about putting my home up for sale. What is the outlook for the housing market going into the summer?

Freddie Mac Publishes Latest Mortgage Trends Showing Upward Trajectory

Is the market looking up for you and your real estate business?  If not, it should be showing signs of improvement soon according to the latest report issued by Freddie Mac.  Although financing rates are certainly not at the lowest they’ve been in the past year, the good news is that the overall market outlook […]

The Reach and Scope of HARP

Since its inception, HARP has helped approximately 2.2 million struggling homeowners refinance their underwater mortgage under more favorable terms, leaving the state of America’s housing market in a much better condition than what it would be without the program.  Beginning in April 2009, the HARP program was initiated by the Federal Housing Finance Agency (FHFA) […]

I’ve heard that HARP has been extended. Is this true? If so, why are they extending it?

Great News for Homeowners: The Federal Housing Finance Agency Has Extended HARP And Its Benefits

Last week, the Federal Housing Finance Agency (FHFA) extended the Home Affordable Refinance Program (HARP) for an additional two years, pushing the expiration date to December 31, 2015 rather than December 31, 2013.  FHFA’s reasons for doing this have been made clear.  According to FHFA Acting Director Edward J. DeMarco, “More than 2 million homeowners […]

Why do I need an appraisal and how does it effect the process of buying or refinancing a home?

4 Secrets to Refinancing an Underwater Mortgage

If you are one of the millions of homeowners across the country with a mortgage that is considered “underwater,” you’ve likely discovered the difficulty in getting your home refinanced to take advantage of a better rate.  While government programs like FHA are allowing underwater homes to be refinanced, conventional loan holders are finding less luck. […]