A lot of new home buyers say that the main obstacle that they face with their loan originator is that of communication. According to these buyers, unprofessional loan originators often don’t reply to their calls, messages or emails, which lead to a lot of problems. So, if you are someone who is looking for a […]
Read MoreA lot of people have started to complain about the many problems that they are having with their loan originators at big banks. Most of these people are new at buying a house, and so they don’t know of the many ways in which loan originators try to manipulate them. Often, because of the inexperience […]
Read MoreAs the housing market recovers—much to the relief of those of us who depend on that recovery—there are obvious shifts occurring throughout the country showing where the top sellers’ markets are. According to Realtor.com’s most recently published data, there are five particular cities demonstrating a quicker turnover of inventory through low median time on the […]
Read MoreIs the market looking up for you and your real estate business? If not, it should be showing signs of improvement soon according to the latest report issued by Freddie Mac. Although financing rates are certainly not at the lowest they’ve been in the past year, the good news is that the overall market outlook […]
Read MoreSince its inception, HARP has helped approximately 2.2 million struggling homeowners refinance their underwater mortgage under more favorable terms, leaving the state of America’s housing market in a much better condition than what it would be without the program. Beginning in April 2009, the HARP program was initiated by the Federal Housing Finance Agency (FHFA) […]
Read MoreLast week, the Federal Housing Finance Agency (FHFA) extended the Home Affordable Refinance Program (HARP) for an additional two years, pushing the expiration date to December 31, 2015 rather than December 31, 2013. FHFA’s reasons for doing this have been made clear. According to FHFA Acting Director Edward J. DeMarco, “More than 2 million homeowners […]
Read MoreIf you are one of the millions of homeowners across the country with a mortgage that is considered “underwater,” you’ve likely discovered the difficulty in getting your home refinanced to take advantage of a better rate. While government programs like FHA are allowing underwater homes to be refinanced, conventional loan holders are finding less luck. […]
Read MoreWhen you are in the process of buying, selling or refinancing your home, obtaining a home appraisal is usually a required step. When an appraiser comes to your home, he or she will determine its “fair market value” by considering a variety of factors, such as the number of bedrooms and bathrooms, the age of […]
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