NMLS 166254

Refinance Your Home

[vc_row fullwidth=”true” fullwidth_content=”false” css=”.vc_custom_1471880512523{background-color: #ffffff !important;}”][vc_column][mk_padding_divider size=”60″][mk_fancy_title tag_name=”h1″ color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google” align=”center”]Refinance Your Home[/mk_fancy_title][vc_row_inner][vc_column_inner width=”2/3″][vc_column_text]Are you thinking about refinancing your home? Refinancing is simply the process of paying off an existing mortgage loan and obtaining a new one. Most homeowners choose to refinance for one of the following reasons:

  1. Obtain a lower interest rate
  2. Reduce amount of monthly repayment
  3. Reduce loan risk (by going from an adjustable-rate to a fixed-rate loan)
  4. Shorten or alter term of loan
  5. Consolidate two mortgages into one loan
  6. Free up funds by cashing-out home equity

If you want to save money each month with a lower interest rate or payment, cash-out equity to make home improvements, or adjust the length of your mortgage, it’s time to refi.

Mortgage refinancing for any need

At Choice Mortgage in Boca Raton, we offer a variety of options for your refinance. We will work personally with you to determine what type of loan is most advantageous for your situation and needs.

When to refinance your mortgage

Have interest rates fallen? Do you think they will go up? Have you improved your credit? Are you having trouble making payments? Do you want to pay off your loan sooner? Changes in the market, your income, or your credit might mean you should consider refinancing.

So is it time to refinance? Will you remain in that property for many years to come? How many months of lower payments will it take to recoup the closing costs of a new mortgage? Do you owe more on the house than it is currently worth?[/vc_column_text][mk_padding_divider size=”60″][/vc_column_inner][vc_column_inner width=”1/3″][mk_custom_sidebar sidebar=”sidebar-3″][mk_padding_divider size=”60″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row][vc_column][mk_padding_divider size=”60″][mk_fancy_title color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google” align=”center”]Mortgage refinancing for any need[/mk_fancy_title][vc_row_inner][vc_column_inner width=”1/6″][/vc_column_inner][vc_column_inner width=”2/3″][vc_column_text align=”center”]At Choice Mortgage in Boca Raton, we offer a variety of options for your refinance. We will work personally with you to determine what type of loan is most advantageous for your situation and needs.[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/6″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row equal_columns=”true” css=”.vc_custom_1471876620805{padding-top: 2px !important;padding-right: 2px !important;padding-bottom: 2px !important;padding-left: 2px !important;}”][vc_column width=”1/4″][mk_padding_divider size=”60″][mk_fancy_title tag_name=”h3″ color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google”]FHA Loan[/mk_fancy_title][vc_column_text disable_pattern=”false”]

  • Refinance up to 97.75% of your appraised value
  • Streamline refinance with NO appraisal when you currently have an existing FHA loan

[/vc_column_text][/vc_column][vc_column width=”1/4″][mk_padding_divider size=”60″][mk_fancy_title tag_name=”h3″ color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google”]Conventional Mortgage Loan[/mk_fancy_title][vc_column_text disable_pattern=”false”]

  • Refinance up to 125% of your appraised value with Making Homes Affordable Refinance Program
  • Refinance all property and occupancy types: 1 to 4 family units, attached and detached, as well as condos

[/vc_column_text][/vc_column][vc_column width=”1/4″][mk_padding_divider size=”60″][mk_fancy_title tag_name=”h3″ color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google”]VA Mortgage Lending[/mk_fancy_title][vc_column_text disable_pattern=”false”]

  • 100% cash out refinance available
  • Rate/Term Refinance for ARM mortgage

[/vc_column_text][/vc_column][vc_column width=”1/4″][mk_padding_divider size=”60″][mk_fancy_title tag_name=”h3″ color=”#222222″ size=”30″ font_weight=”300″ txt_transform=”capitalize” letter_spacing=”1″ margin_bottom=”10″ font_family=”Libre+Baskerville” font_type=”google”] Jumbo Mortgage Loan[/mk_fancy_title][vc_column_text disable_pattern=”false”]

  • Up to 80% Loan to Value on refinances
  • Refinance up to $3,000,000

[/vc_column_text][/vc_column][/vc_row][mk_page_section bg_color=”#214a8d” min_height=”0″ padding_top=”60″ padding_bottom=”40″ top_shape_color=”#ffffff” bottom_shape_color=”#ffffff” first_page=”false” last_page=”false” sidebar=”sidebar-1″][vc_column width=”3/4″][mk_fancy_title tag_name=”h6″ color=”#ffffff” size=”32″ font_weight=”300″ txt_transform=”capitalize” margin_bottom=”0″ font_family=”Libre+Baskerville” font_type=”google”]Contact a Mortgage Lender[/mk_fancy_title][vc_column_text disable_pattern=”false”]

Choice Mortgage Bank, Inc. is currently based in Boca Raton, however Emmanuel and his team provide mortgage loans throughout all of Florida, Maine, New Hampshire, North Carolina, and Colorado. Give us a call at 561-362-8204 to get started on the pre-approval process right away.

[/vc_column_text][/vc_column][vc_column width=”1/4″][mk_button dimension=”flat” corner_style=”rounded” size=”medium” url=”https://www.blink.mortgage/app/signup/p/choicemortgagebankinc/emmanuelstgermain” margin_top=”20″ margin_bottom=”0″ bg_color=”#ffffff” text_color=”dark”]GET STARTED![/mk_button][/vc_column][/mk_page_section]

Corporate Office

40 SE 5th Street, Suite 502
Boca Raton, FL 33432
(561) 362-8441

NMLS 166254

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