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How to Build Home Equity

One of the biggest benefits of buying a home is building home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]

Pros & Cons of Buying Older Homes

Last week, I shared the pros & cons of buying new homes, and while that argument has its own downfalls and merits, what about buying home used? A far more common option, but have you stopped to truly consider the benefits & consequences of buying a used home, especially in South Florida – home to […]

To Sell or Not to Sell Your Home

There comes a time in everyone’s life, where the home you bought with your first salaried job, or the vacation home passed down to you over the years, no longer works for you. Maybe your family is growing, or a new work opportunity on a new coast, either way, you face the decision of selling […]

How to Move Out of Your Parent’s House

How to Move Out of Your Parent’s House: Establish Your Credit History While at Home – Try to establish secure lines of credit. This would include a credit card, student loans, leases, etc. A minimum of three lines shows you’re a reliable payer and can handle a financial responsibility. Save for a Down Payment – […]

Mortgage Basics for Millennials

Wondering how to get the best mortgage? What the “best” mortgage means? What a mortgage even is? Despite being one of the smartest and hardest working generations, a lot of us millennials find ourselves feeling out of our depth when it comes to things like lending and mortgages and owning property. Luckily, it’s not all […]

3 Tips for Selling Your Home

You’re Selling Property to Be Bought Something important to remember as you’re preparing to sell a property: you’re putting it up for sale with the intention of it being bought. That being said, your as-is property might not be something potentially buyers are looking for. Sometimes you have to do a few things to make […]

What is a Duplex and Why Would You Want One?

Is a Duplex Right for You? Part of the American dream is owning a house with a white picket fence. But what if someone told you that you could own property for less, and even generate another income from it? A duplex is a building created for two households. A duplex has clear boundaries between […]

Don’t Break the Bank: Buying an Affordable Home with an Optimal Mortgage

With the housing market in recovery, finally, and many other economic indicators looking positive for the first time in years, many people who decided to rent and weather the storm are emerging back into the market and looking to purchase homes. But just because the housing market is stronger than it had been doesn’t mean […]

My Home Didn’t Appraise For Its Purchase Price. What Are My Options?

When you are in the process of buying, selling or refinancing your home, obtaining a home appraisal is usually a required step. When an appraiser comes to your home, he or she will determine its “fair market value” by considering a variety of factors, such as the number of bedrooms and bathrooms, the age of […]

Credit Scores and Home Loans: What Number is Best?

If you are considering buying a home, qualifying for a mortgage is the first step to making your dream of home ownership a reality. Interest rates are at an all-time low, it’s a buyer’s market, and it’s a great time to purchase – there’s no doubt about it. But it’s important to understand that the […]