NMLS 2275047

Mortgage Customer Service That Delivers – How to Spot a Good Mortgage Broker

Finding the right mortgage broker can be just as crucial as finding the right home or property.  You might have the opportunity to get some amazing deals, but without the right broker in your corner, those deals can either pass you by or be literally “too good to be true.” The right broker will keep […]

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Why It Is Critical to Choose a Mortgage Banker Who Gets Things Accomplished

I don’t have to tell you that the housing market is a precarious place.  There are incredible deals to be found but those same deals are being sought by some highly competitive people in a highly volatile and competitive market.  This means that without a mortgage broker who can think on his or her feet […]

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Is Your Mortgage Broker Licensed? If Not, You Might Be Making a Mistake….Here’s Why

Before hiring a mortgage broker, you should understand the role that he or she plays in the process of obtaining your mortgage.  Your mortgage broker will not be the person funding your loan; he or she will negotiate the loan with wholesale lenders like the banks.  After your interaction with the broker, your loan will […]

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The Pros and Cons of a HomePath Mortgage: Is it worth it?

The Federal National Mortgage Association (FNMA), an entity more commonly known as Fannie Mae, has adopted the brand, HomePath, as the name used on all Fannie Mae-owned properties.  Consumers now have the option to apply for a HomePath Mortgage, which is a specialty mortgage product available for all properties owned by Fannie Mae.  As with […]

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Understand Your Product Options and Know which is Best for You (Not What Pays Your Broker More!)

Mortgage brokers profit off of the loans they broker based on several factors, so it is up to you to make sure the loan you are applying for is best for YOU, rather than the loan that offers the highest income potential for your broker.  There are several ways to do this: First, the simple […]

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Why Getting Pre-Approved in Writing is Important When Searching for a House

When you begin the search for a new home and contact your realtor, he or she is likely to ask if you have been pre-approved by a bank or lending institution.  Many people get annoyed with this request, but it’s important to understand why the realtor is asking this question and how a pre-approval will […]

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Why You Should Take Advantage of Historically Low Mortgage Rates NOW

While rates for mortgages have been edging upwards, they are still at some of the lowest in history.  And according to Greg McBride, a senior financial analyst for Bankrate.com, the trend of edging upwards is one that is likely not here to stay.  “The U.S. economy is not out of the woods,” he states. “The […]

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What is the Difference in Short Sales and Foreclosures?

A short sale is a process in which you sell your home for an amount that is less than what is owed on the mortgage.  The lienholder of your mortgage must agree to this type of sale and in many cases, the borrowers are still not released from their obligations to repay the deficiencies on […]

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HARP 2.0 Encourages Borrowers to Shorten the Terms of Their Mortgages

Participants in the HARP 2.0 program—a program that is designed to assist homeowners in refinancing their mortgages, even if the mortgage is more than the home’s current value—are being encouraged to shorten the terms of their refinanced mortgages.  According to the Federal Housing Finance Agency’s (FHFA) website, “borrowers who owe more on their mortgages than […]

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So What Exactly Is Going On With Jumbo Loans?

You might have heard how difficult it is to get a jumbo loan.  You might even be confused now on what a jumbo loan actually is – and there’s reason for that confusion.   The reason is that the concept of a jumbo loan means two very different things based on whether you are working with […]

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Credit Scores and Home Loans: What Number is Best?

If you are considering buying a home, qualifying for a mortgage is the first step to making your dream of home ownership a reality.  Interest rates are at an all-time low, it’s a buyer’s market, and it’s a great time to purchase – there’s no doubt about it. But it’s important to understand that the […]

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What are the different types of mortgages and which one is right for me?

Let the mortgage prodessionals answer the mortgage questions that are most important to you. There are several types of mortgages and each client’s best intesrest are served by a knowledgeable mortgage banker who is familiar with all of them. In general there are conventional loans, government loans which inclufe FHA, VA, and Reverse Mortgages and […]

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Company NMLS: 2275047

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2424 N Federal Hwy, Suite 100
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(888) 216-6476

NMLS 2275047


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