Everything You Need To Know About VA Mortgage Loans

Becoming a homeowner is often a complicated, expensive process –– but for those who have served in our nation’s military, things can be more straightforward. The U.S. Department of Veterans Affairs works with private lenders to make it easier for servicemembers, veterans, and surviving spouses to become homeowners. The team at Choice Mortgage Group is […]

All You Need To Know About Jumbo Mortgage Loans

Buying a new home is an exciting process. Whether it’s your first time purchasing or you’re venturing out to acquire a vacation property, you’ll likely have many questions about the home-buying process. What is a Jumbo Mortgage Loan? According to the latest data from the Federal Housing Finance Agency, the average mortgage loan in the […]

Mortgage Basics for Millennials

Wondering how to get the best mortgage? What the “best” mortgage means? What a mortgage even is? Despite being one of the smartest and hardest working generations, a lot of us millennials find ourselves feeling out of our depth when it comes to things like lending and mortgages and owning property. Luckily, it’s not all […]

What is a Duplex and Why Would You Want One?

Is a Duplex Right for You? Part of the American dream is owning a house with a white picket fence. But what if someone told you that you could own property for less, and even generate another income from it? A duplex is a building created for two households. A duplex has clear boundaries between […]

Should You Buy a Home or Rent a House?

When you’re trying to decide whether you should buy or rent a property, there’s one simple question you need to consider. Do you want a house or a home? Why You Might Want to Rent If you’re young — coming straight out of college or from a family member’s place — you might just need […]

Understanding Fannie Mae and Freddie Mac

After the release of The Big Short, there seems to be renewed interest in Fannie Mae and Freddie Mac. The subject, unfortunately, can be very difficult to parse. Therefore, I hope to clear up some of the confusion with a post that covers the Fannie Mae and Freddie Mac basics. What are Fannie Mae and […]

Three Steps to Take in Finding the Perfect Mortgage

When looking to buy a new home, most prospective homebuyers look to a mortgage broker or loan originator to make it happen. However, the mistake that’s often made is depending on a mortgage broker or loan originator to do all the work for you. Buying a home is a decision that will affect your family […]

Avoid the Most Common Mistakes House Hunters Make

Buying a house should be a simple process. But when dealing with what is usually the largest asset in most people’s lives, both the seller and the buyer often complicate the process unnecessarily. When you’re the buyer, you can avoid making costly mistakes by keeping these five tips in mind. Don’t Hold Out for Perfection […]

Top Four Things That Will Drive Your Real Estate Agents Crazy

Buying a home is an exciting decision – but also a little scary, and one of the larger financial decisions that most people will make in their lives. The advice and guidance of an experienced and plugged-in Realtor is vital when house-hunting – and that relationship must be protected. Yet a lot of house-hunters manage […]

Making Closing Make More Sense

It’s no secret that closing on a property is a chaotic, confusing experience for most home buyers. Even experienced buyers purchasing their second or third home find the process intimidating: From last-minute changes in the money they must bring to the table to the mountain of confusing documents they must sign and supposedly review. Stories […]

The Four Secrets that Could Save You Big Bucks on Your Mortgage

In the mortgage industry, the landscape of lending has changed significantly over the past decade.   Getting a mortgage today isn’t the same process it was 10 years ago. That’s why you should know these four secret tips for saving big on your mortgage in today’s current market. Secret #1: Apply with the bank you already […]

I’m a teacher. Are there any lenders who offer discounts for mortgage applicants who teach?