NMLS 166254

The Difference Between a Mortgage Broker and Lender

The terms “mortgage broker” and “mortgage lender” are often used interchangeably. While both of these functions can help you obtain a mortgage, they are actually two separate entities that perform different roles. What Is a Mortgage Lender? A mortgage lender is an organization that lends homebuyers money to purchase a home, like Choice Mortgage. When […]

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Boca Raton Mortgage Experts

Choice Mortgage is proud to live up to its name as a superior choice of financing for homebuyers throughout South Florida. Following are the top five reasons why South Florida homebuyers prefer us: We are committed to Boca Raton and South Florida. We know the local real estate market because we live here too. When […]

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Financing a Home in 2022

It’s time to purchase your first home. You know the style you want, the number of bedrooms, and even how you plan to decorate it. The missing piece of the puzzle is how you will pay for it. Understanding the three primary components that go into a mortgage can help you make an educated choice […]

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Mortgage Changes for 2022

2022 looks like it will be another busy year for the real estate market. We are looking at a year of higher loan limits, but also higher home costs and mortgage rates. Let’s take a look at each of these elements: Higher Conforming Loan Limits The Federal Housing Finance Agency (FHFA) recently increased the maximum […]

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Florida’s Homebuying Bidding War

The housing market is sizzling! Redfin, a national real estate company, announced that 55.9% of their homes were involved in bidding wars in January. Historically, bidding wars have been more prevalent at the mid to higher price points in the market. Today, while they are more likely to occur in homes that cost over $600,000, […]

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Factors to Consider When Applying for a Mortgage Loan

Factors to Consider When Applying for a Mortgage Loan Thinking about buying a home? Most people make the investment and take out a mortgage loan. There are different aspects to consider when planning a budget before taking out a mortgage loan. Lenders tend to look at all aspects of your financial history before approving the […]

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The Bidding Wars: How to Make Sure You Win

As some housing markets are stronger than ever—the high-end market, especially—bidding wars are still happening. In fact, in some markets, as many as 15 offers can be placed on a home on the very first day that home is listed. So how will you make your offer stand out from the rest on a home […]

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Avoid the Most Common Mistakes House Hunters Make

Buying a house should be a simple process. But when dealing with what is usually the largest asset in most people’s lives, both the seller and the buyer often complicate the process unnecessarily. When you’re the buyer, you can avoid making costly mistakes by keeping these five tips in mind. Don’t Hold Out for Perfection […]

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Planning to Refinance? Here’s What You Need To Know

If you’re looking to refinance your home, it’s important to know the eligibility requirements before initiating the process. Learning this information on the front end can save you a lot of hassle and time, allowing you to streamline your efforts into finding the best rate possible. It can also help you avoid common snags along […]

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Applying For a Mortgage in 2014? Don’t Do It Until You Read These Tips (Part 2)

You have rights as a borrower—know them. The Consumer Financial Protection Bureau’s new regulations were created to ensure that mortgage borrowers’ rights are protected. In fact, as a borrower, you have more rights this year than any previous year, thanks to the CFPB’s reform. Knowing your rights and exercising them in situations where you are […]

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Company NMLS: 166254

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Corporate Office

40 SE 5th Street, Suite 502
Boca Raton, FL 33432
(561) 362-8441

NMLS 166254

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40 Southeast 5th Street, Suite 502 Boca Raton, FL  33432 | Phone: (561) 362-8441
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