NMLS 2275047

Decoding Mortgage Rates: Unraveling the Impact of Economic Trends in Boca Raton and Beyond

Introduction: Welcome to Choice Mortgage Group! As residents of Boca Raton, FL, and licensed professionals across 14 states, we understand the pulse of the local housing market and how economic trends significantly sway mortgage rates. Join us as we delve into the intricate dance between economics and mortgage rates, offering insights that affect you, right […]

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Seizing New Opportunities: Fannie Mae Reduces Down Payment Requirements for Multifamily Homes

We’re excited to bring you some game-changing news that is set to reshape the landscape of real estate investment. Fannie Mae has recently unveiled a groundbreaking policy shift that dramatically reduces down payment requirements for owner-occupied 2-, 3-, and 4-unit homes. Commencing from the weekend following November 18, 2023, the down payment for these properties […]

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New FHA Policy Looks To Increase the Supply of Affordable Housing and Help Families Create Generational Wealth

The Federal Housing Administration (FHA) has announced a new policy aimed at expanding access to mortgage financing for properties with Accessory Dwelling Units (ADUs), which are small housing units within or attached to a primary residence. This change allows lenders to consider rental income from ADUs when underwriting mortgages, increasing the income that can be […]

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The Advantages of Home Ownership: Owning vs. Renting in South Florida and Beyond

Homeownership is a dream for many, representing stability, financial security, and a place to call your own. While renting offers flexibility and a lower initial financial commitment, there are several compelling advantages to owning a home that both consumers and realtors should consider. In this blog, we will explore the benefits of homeownership, emphasizing why […]

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Advantages of Buying a Starter Home For First Time Buyers

As a first-time homebuyer, your decision on what type of house you want to purchase can be overwhelming. While dream homes may seem enticing, starter homes offer numerous advantages that make them an ideal option for those just starting out in the housing market. Whether you’re looking to save money or reduce your environmental footprint, […]

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New FHA Policy Looks To Increase the Supply of Affordable Housing and Help Families Create Generational Wealth

The Federal Housing Administration (FHA) has announced a new policy aimed at expanding access to mortgage financing for properties with Accessory Dwelling Units (ADUs), which are small housing units within or attached to a primary residence. This change allows lenders to consider rental income from ADUs when underwriting mortgages, increasing the income that can be […]

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Move Up Buyer Strategy | Overcoming Mortgage Rate Hurdles and Seizing Real Estate Opportunities

Introduction: In today’s real estate market, we’re experiencing a unique set of challenges. Inventory shortages and higher interest rates have caused a slowdown in the industry. However, it’s important to understand that despite these obstacles, opportunities still exist for homebuyers. Today, we want to shed light on a particular group of potential homebuyers—the Move Up […]

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The Fair Credit Reporting Act (FCRA): Defined And Explained

Introduction As a potential homeowner, you might have come across the term “Fair Credit Reporting Act” or FCRA while exploring mortgage options. The FCRA plays a crucial role in the mortgage industry and can significantly impact your ability to secure a mortgage. In this blog, we will delve into what the Fair Credit Reporting Act […]

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Understanding Abstract of Title: A Crucial Step in Your Home Buying Journey

When it comes to buying a home, there are numerous documents and processes involved that can seem overwhelming to even the most seasoned homebuyer. One crucial document in the home buying process is the “Abstract of Title.” While it may sound complex, understanding this document is essential for a smooth and secure home purchase. What […]

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The Ins and Outs of Cash-Out Refinancing

Introduction Homeownership offers a myriad of benefits, and one of the most significant advantages is building equity over time. As homeowners accumulate equity, they may consider tapping into it through a cash-out refinance. This financial maneuver can provide much-needed funds for various purposes, but it’s essential to understand its requirements, advantages, and potential drawbacks before […]

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Artificial intelligence (AI) is changing the real estate industry at an extremely fast pace!

Machine learning, a branch of AI, is helping realtors to better understand consumer behavior and optimize their marketing strategies. AI is quickly changing the way real estate agents do business, and it’s set to revolutionize the industry in the years to come. Here is a step-by-step guide on how you can use the power of […]

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What is a 1031 Life-Kind Exchange?

A 1031 Life-Kind Exchange is a type of real estate transaction that allows investors to sell one property and purchase another in a way that allows them to avoid paying taxes on the sale. In other words, it’s a tax deferment strategy used to move funds from one property to another instead of being taxed […]

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NMLS Info

Company NMLS: 2275047

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Corporate Office

2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476

NMLS 2275047

CHOICE MORTGAGE GROUP

Official Mortgage Lender of Florida Atlantic Athletics

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2424 N Federal Hwy, Suite 100 Boca Raton, FL  33431 | Phone: (561) 395-6900 Toll-Free: (888) 216-6476
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