What skills should you look for when choosing a real estate agent?

A Few Things New Home Buyers Should Know

A lot of people have started to complain about the many problems that they are having with their loan originators at big banks.  Most of these people are new at buying a house, and so they don’t know of the many ways in which loan originators try to manipulate them.  Often, because of the inexperience […]

I’m thinking about putting my home up for sale. What is the outlook for the housing market going into the summer?

Why do i need to have a mortgage broker in the first place? Can’t I just work straight with a lender?

My realtor wants to see a pre-approval letter before we start looking for a house. Is this standard?

I want to refinance but I also want to get the lowest rate possible. Should I hold off for a little while to see if rates dip even lower than they are now?

I want to refinance to take advantage of the current low interest rates but my home is underwater. Am I stuck with my high interest rate for good?

Tips for Successful Real Estate Investing

Real estate investing is not for just anyone—it takes  a certain kind of person to enter into a volatile market and not only make sense of it, but also make cents ($$) of it.  Additionally, everyone who invests has different reasons for doing so, which means there’s really no one ‘right’ way of doing it. […]

“Big Player” Tactics for Closing a Sale

How many times have you found yourself in this position: you put together a brilliant presentation, your sales pitch was flawless, the potential client seems really interested, then…..nothing.  Suddenly, when it’s time to close the deal, you lose confidence and things start happening wrong. This is not only common in real estate, it’s common in […]

Prospecting Mistakes in Real Estate and How to Avoid Them

Prospecting for clients is one of the most fundamental ways you will grow your business as a real estate agent.  Simply put—do it the right way, and you’re setting yourself up for success; do it the wrong way, and you’re going to have trouble staying afloat as a business owner and entrepreneur.  There’s just no […]

What is Harp 2.0 and How Do I Qualify?

On September 7, 2008, the collapse of two government-sponsored enterprises (GSEs)—the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)—changed the landscape of the mortgage lending industry completely. Since then, there has been much effort within the mortgage industry to restructure itself why following stricter guidelines.  This recovery effort […]

How long does the mortgage process take?

Current turn around times to process a refinance or purchase loan is approximately 3 weeks. Retail banks can often take 60-90 days which creates a tremendous advantage for small direct lenders like Choice Mortgage Group. Another reason for the fast turn around time is the file is always overseen by the broker and not passed […]