Delayed Financing

Experience a unique approach with delayed financing—a reversal of the traditional mortgage process. With this method, buyers secure their dream home first, then arrange the mortgage after moving in. This means initially using cash, stocks, or other financial assets to purchase the home, only to reimburse themselves with the mortgage funds later.

This innovative strategy grants homebuyers the perks of an all-cash purchase while retaining the advantages of a mortgage, ensuring greater flexibility in managing their capital.

Delayed financing mirrors the concept of purchasing a home followed by a cash-out refinance. In both scenarios, a new mortgage is established for an already-owned property, offering interest rates similar to prevalent cash-out refinance rates.

We’ve made applying for a Conventional Loan easy. To start your loan application and get preapproved click here, to find a local loan officer click here.

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