NMLS 2275047
We’re excited to bring you some game-changing news that is set to reshape the landscape of real estate investment. Fannie Mae has recently unveiled a groundbreaking policy shift that dramatically reduces down payment requirements for owner-occupied 2-, 3-, and 4-unit homes. Commencing from the weekend following November 18, 2023, the down payment for these properties […]
Read More…New Loan-Level Pricing Adjustments will be in effect on May 1, 2023. What are LLPAs and how will they impact borrowers? What is Loan-Level Pricing Adjustment? Mortgage lenders adjust their interest rates per borrower based on the presumed risk of loaning money to that borrower in a procedure known as Loan-Level Pricing Adjustment. This government […]
Read More…After the release of The Big Short, there seems to be renewed interest in Fannie Mae and Freddie Mac. The subject, unfortunately, can be very difficult to parse. Therefore, I hope to clear up some of the confusion with a post that covers the Fannie Mae and Freddie Mac basics. What are Fannie Mae and […]
Read More…The Federal Housing Finance Agency’s Office of the Inspector General recently audited Fannie Mae and Freddie Mac’s use of a web portal designed to decrease error in collecting appraisal data. Not surprisingly, the audit found that both government-sponsored entities are failing to use the portal properly. For example, in some situations for which the database […]
Read More…The Federal National Mortgage Association (FNMA), an entity more commonly known as Fannie Mae, has adopted the brand, HomePath, as the name used on all Fannie Mae-owned properties. Consumers now have the option to apply for a HomePath Mortgage, which is a specialty mortgage product available for all properties owned by Fannie Mae. As with […]
Read More…You might have heard how difficult it is to get a jumbo loan. You might even be confused now on what a jumbo loan actually is – and there’s reason for that confusion. The reason is that the concept of a jumbo loan means two very different things based on whether you are working with […]
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2424 N Federal Hwy, Suite 100
Boca Raton, FL 33431
(561) 395-6900
(888) 216-6476
NMLS 2275047
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