NMLS 166254

Looking for Mortgages can be daunting

Looking at the current mortgage rates while searching for the best one can be a daunting task. Using the internet has certainly made it easier, but it is still quite scary to jump in and finalize a rate.

If you are like me you always think that you could have gotten it lower. As we speak the current rates are 4.000% – 4.250% for a 30 year fixed and 3.375% – 3.625% for a 15 year fixed. Will it go down? Always a possibility but not likely.

Due to the volatile world events and economy, there can be times when the current mortgage rates will spike. My suggestion would be to ferret out a hardworking loan originator who will keep an eye on the rates and lock you in . It will be much less stressful than raising a shaky finger above the enter button while current mortgage rates are in a dance-off against future mortgage rates in your head. Or, you can continue to keep an eye on the current mortgage rates and go bravely where just about every man has gone before, lock it in, and pray for the best!

While you may have misgivings after doing so, remember that you have most assuredly done better than I did when buying my first home at 8%.

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40 SE 5th Street, Suite 502
Boca Raton, FL 33432
(561) 362-8441

NMLS 166254

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