Let the mortgage prodessionals answer the mortgage questions that are most important to you.
There are several types of mortgages and each client’s best intesrest are served by a knowledgeable mortgage banker who is familiar with all of them. In general there are conventional loans, government loans which inclufe FHA, VA, and Reverse Mortgages and jumbo loans.
Client’s down payment options and credit scores will often dictate which loan suits the best. VA loans allow zero down payment on a purchase where as FHA loans require a 3.5% minimum down payment. Conventional loans start with 5% down payment. Rates are comparable amongst most loan types except Jumbo and Reverse.
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To help the government fight the funding of terrorism and money laundering activities, Federal law requires us to obtain, verify, and record information that identifies each person who applies for a mortgage loan or other financial services with this establishment. We will ask for your name, address and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.